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Bryan C. Fleming

Day Two of the Million-Dollar Savings Club

Filed under: Million Dollar Savings Club, Saving Money — bryan_fleming @ 11:30 am

Calendar.jpgThis post is an update to the Million Dollar Savings Club. If you are not familiar with this club, you can learn more by reading my post describing it.

I thought I’d write this post saying how easy it is save $1 per day in 3 separate piles. But that’s already not proving to be the case. Here we are at day two and I already ran into a problem.

Last night, before I went to bed I saw (on my night-stand) my 3 piles of money: Savings, Investing, and Giveaway. I thought to myself “Oh yeah, I have to put another $1 in each pile”. Can you imagine my surprise when I looked in my wallet to find only 2 $1 bills? That’s right. I somehow spent all of my singles in the last two days! I had a $5 bill so I put that in the investing pile.

I will use it as ‘collateral’ with myself when I get some more singles today.

Saving $3 per day seems so easy to do. But, if you don’t keep a steady supply of singles in your wallet, being in ‘the club’ gets really hard.

TIP: Remember to keep a lot of singles on hand. By putting $3 daily into your savings fund, they’ll disappear quickly.

As of today I have:

Savings $2
Investing $6 ($4 will be returned tonight)
Give-Away: $2

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The Million Dollar Savings Club Kick Off!

Filed under: Million Dollar Savings Club, Saving Money — bryan_fleming @ 11:46 am

racestart.jpgThis post is an update to the Million Dollar Savings Club. If you are not familiar with this club, you can learn more by reading my post describing it.

Welcome to the beginning of the Million Dollar Savings club. I’ve been talking about this club for a while and today is the kick off. Now, you might be asking, what is it? Let me explain.

Savings in today’s age is at an all time low. People complain they don’t have enough money. Most people redline their finances, spending everything they have as soon as they get it. Then when something unexpected happens they turn to credit to ‘fix’ the problem. They incur more debt. Saving money becomes harder.

That’s why I created the Million Dollar Savings club. It’s an easy way we can all learn to save money together. Once you learn the habit of saving money your money problems will slowly disappear. When an emergency happens you’ll have money to fix the problem. You won’t turn to using credit cards. You’ll be able (maybe for the first time) to start investing money. You’ll grow richer each year. Ask yourself; do you have more money in the bank than you did a year ago? If not, you need to be in the club.

How the club works:

Well there are certainly no fees. It’s all based on the honor system. Here’s how to play:

At the beginning of each day place $1 in each of 3 piles:

- Savings
- Investing
- Give-Away

So to be in the club you must commit to $3 a day. I chose that amount because anyone can do this. Remember, you’re trying to build a habit. This new habit will feed on itself. You’ll have much more than $365 in each pile at this time next year. Just wait and see.

Photo_082206_001.jpg
The picture above shows my 3 piles. Each pile today has $1 in it for a total of $3. Each pile is labeled, Savings, Investing, and Give-Away. I keep them right next to my bed so I can remember to add to them every day.

So welcome to your first day in being in the club. I put my $3 in, how about you?

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Carnival Of Personal Growth August 22nd

Filed under: Personal Growth Carnival — bryan_fleming @ 7:16 am

Hello everyone and welcome to this edition of the Carnival of Personal Growth. We’re gaining a lot of submissions from new writers as well as old ones. There is a just a lot of good reading in here. This week you can learn everything from how to quit to smoking to how to make your dreams come true!

I would like to tell you about the Million Dollar Savings Club that I’ll be kicking off tomorrow. It’s my latest endevor to get us all to start saving some money. If you want to join the club there is no fee, it only requires that you follow along with the rest of us. Check back tomorrow (August 23rd) as we kick this off! It will be loads of fun and probably life changing for many of us.

A Quick Note About Blog Carnivals:

If you have a blog you should write an article and submit it my carnival. You will gain a link back to your site. It will give you new readers and help you get better search engine placement. It’s simply one of the best ways to grow your blog. The only thing I ask is that you write an article about Personal Development. Don’t Spam the carnival!

Everyone who submits an article should link to this page. It will raise the search engine positioning of the page and drive more traffic to everyone’s site. This is why Blog Carnivals are wonderful for everyone envolved!

Enjoy this week’s submissions:

Peter Kua is back again this week with Becoming a consultant in 5 easy steps. We have a new writer by the name of Joseph presenting his blog self help and personal development. Welcome to carnival Joe!

Jerry Lopper is a long time writer to this carnival. This week he is talking about Acceptance and the Easy Life. David Maister is also back again this week with Life Could Be Better. Dave always has good articles and this one is no exception.

Jack Yoest has a very interesting article called Three Duties of a Mentor. Jack offers this tip: “A mentor, like a good Board of Directors, offers the CEO (that would be you, the mentee) three talents: Contacts, Consulting, Capital”

Pamela Stewart has an excellent blog. In fact she’s in my list of RSS Feeds. I keep on it regularly. I’m very proud to see her article in the carnival this week entitled: A special boost for wannabe entrepreneurs: My Declaration of Independence . A special note from Pam: “I thought this post might resonate with your readers. It does refer to a “movie” I put together to help inspire and unstick people who feel trapped in corporate jobs. So far more than 13,000 people have viewed it … I hope you enjoy it! All the best,-Pam”

J Clegg is new to the carnival. Stop by and check out his article: 7 Ways to Overcome a Personal Development Slump. Thanks for the submission Jason..

Paul Newbury has a good post you or a friend may want to read if they’ve lost their job. It’s entitled: How to deal with losing your job. Paul is going to be hosting the U.K. version of the Million Dollar Savings club. His is called ‘The Million Pound Savings Club’. It’s obviously for everyone in the U.K.

RMic is new to the carnival this week with an article called: How to make your dreams come true ?. Rmic says, “This is my first participation. My Blog is brand new. I hope you’ll like my post :) ”. Let’s all support him and stop by his new blog.

Christine Kane Always submits great articles. This week’s is: The One Thing We Almost Always Forget to Do(And Why To Start Doing It) - Christine Kane - Blog » Blog Archive

Violeta is also a new contributor. She has an article that’s bound to get some attention. It’s called: How I quit smoking. Voileta adds, “I consider getting rid of bad habits as personal growth, this is why I thought my submission would fit in here.” Congratulations on breaking the habit Violeta!

Tyler McKinna has a very intersting article this week called: Motivation for SuccessAchievementSuccessful. I have not read it, but I’ll certainly be stopping by.

Lyrois is new to the carnival this week with an article WOW: Learn to Trust Your Inner Voice. Lyrois adds, “Do not suppress your instincts even when they suggest taking a day off.” Welcome to Carnival Lyrois!

David Lorenzo has been with us a long time. This week he’s back with the Promise of the Present Day

Emmanuel is talking about passion. Do you have it? Find out at: Emmanuel Oluwatosin: What is your Passion?

That concludes this edition. Submit your blog article to the next edition of
personal growth carnival
using My carnival submission form.
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