Bryan C. Fleming

Earlier this Month Andy over at the Carnival of Money Stories asked if I’d host an edition of the Carnival.

As most of you know I always host the Personal Growth Carnival, so I figured why not.  Well today is that day.  As promised here is the carnival of Money Stories.

I’ve been playing the stock market lately and watching it go down.  As it goes down I’ve been buying more stock.  Naturally I found WBL’s article on Why Getting A Home Loan Might Become More Difficult extremely interesting.  His article gets my “must read” of the carnival.  I really think what he’s saying is true.  Getting home loans has been too easy for people.  Now we’re starting to pay for it- with bad loans and foreclosures.  But you must read his article.

That’s not to say the other submissions weren’t any good (far from it), it’s just that WBL’s article really caught my eye.

Here’s the carnival.  If you read a good article, please drop a comment about it below.  That way other readers will read it too.

Enjoy: (more…)

Well we’re 31 weeks into the New Year.  Have you been saving money or spending it all? 

At the beginning of the year we made commitments to be a Bronze, Silver, or Gold Saver.  If you did that here’s where your online savings account balances should be:

Bronze: $775.00 ($25/wk)
Silver: $1550.00 ($50/wk)
Gold: $3,100 ($100/wk)

I’m a Silver saver (soon to be Gold). I can tell you I don’t have $1,550.00 in my ING Direct Savings account.  Why?  Because I had some unexpected things happen that I needed the money for.  That’s just life I suppose.

But, by having the money on hand I’ve saved hundreds of dollars in bounced check fees.  I’ve been able to sleep better at night knowing that when an unexpected medical bill or an exceedingly high utility bill shows up, I’ve got the money to cover it.  Hopefully you’re enjoying this feeling of security too.

It’s nice to just transfer over some cash and a big problem just disappears.

That’s what this electronic pile of money is for.

We’re coming up on the one-year anniversary of the Million Dollar Savings Club.  That’s right, a year ago we started with just $1. 

My how far we’ve come. 

Now we’ve got piles of money in online savings accounts and if you’ve been following along, you’ll know that I’m starting to trade stocks to get a higher return from my money (which is going very well I might add).

So hopefully you’re not just reading along.  Hopefully I’ve gotten to at least save some money.  Want to get started?  Why not read my journey from the very beginning?

Until next time keep on saving.